Journal of Advance Research in Applied Science (ISSN: 2208-2352) https://nnpub.org/index.php/AS <p><strong>Journal of advance research in Applied Science(ISSN: 2208-2352)</strong> is an initiative by NN Publication Journal in the field of applied science which includes the major research area like physics, chemistry, bioscience, organic chemistry etc.</p> <h1 style="text-shadow: 0 0 3px #34baeb;">Current Impact Factor : 3.660</h1> NN Publication en-US Journal of Advance Research in Applied Science (ISSN: 2208-2352) 2208-2352 <h1 class="page_title">Terms &amp; Condition</h1> <div class="page"> <p><strong>Submission -</strong></p> <p>Author can submit the manuscript through our online submission process or email us at the designated email id in contact details.</p> <p>The other mode of submission not accepted than online and email.</p> <p>Before submission please read the submission guidelines.</p> <p>NN Publication accepts only article submitted in pdf/doc/docx/rtf file format. Another format except given file formats will no be considered .</p> <p>Author will be responsible for the error mistakes in the submission files. The minor changes can be done without any cost after publication. But for major changes NN Publication may charges you the editing charges.</p> <p> </p> <p><strong>Publication (Online) -</strong></p> <p>The online publication is scheduled on last date of every month, but it can be delayed by 24 to 48 hours due to editorial process if huge number of articles comes to publish in single issue.</p> <p>Automatic notificatation email will be sent to the all users on publication of an issue, so its author’s duty to check their email inbox or SPAM folder to get this notification.</p> <p>After publication of article author can not withdraw their article.</p> <p>If editor’s found any issue after publication of article then the NN Publication have the authority to remove the article from online website.</p> <p>No refund will be provided after online publication of article.</p> <p> </p> <p><strong>Publication (Print) -</strong></p> <p>The print copy publication are sent as per the author’s request after 2 weeks of online publication of that issue.</p> <p>NN Publication will ship the article by India Post and provide the consignment number on dispatch of print copy.</p> <p>NN Publication follows all the guidelines of delivery provided by IndiaPost and hence not responsible for delay in delivery due to any kind of reasons.</p> <p>Refund of hard copy will not be provided after dispatch or print of the journal.</p> <p>NN Publication will be responsible for raise a complain if there is any issue occurs in delivery, but still will not be responsible for providing the refund.</p> <p>NN Publication will be responsible to resend the print copy only and only if the print copy is lost or print copy is damaged in delivery / or there is delay more than 6 months.</p> <p>According to India Post the delivery should be completed with in 1-3 weeks after dispatch of articles.</p> <p><strong>Privacy Policy-</strong></p> <p>NN Publicationl uses the email ids of authors and editors and readers for sending editorial or publication notification only, we do not reveal or sell the email ids to any other website or company.</p> </div> Solvency requirements effect on the financial performance of merged commercial banks in Rwanda: A Case of Banque Populaire Du Rwanda Public Limited Company (BPR) Atlas Mara https://nnpub.org/index.php/AS/article/view/1080 <p>As the world is becoming global and competitive is growing at an increasing rate where firms are engaging themselves in the rivalry and&nbsp;&nbsp; banks are not left behind. One of the best strategies used by firms to penetrate into the competition is mergers. The purpose of the study was to evaluate the effect of solvency requirements on merged commercial banks in Rwanda. This study was guided by theories like shareholder’s wealth maximization theories, Trade –off theory of capital structure and the theory of Modigliani and Miller. The targeted population was 70 the employees of BPR Rwanda Atlas Mara being the sample size from the different departments by the help of purposive sampling technique. The researcher used the questionnaires to gather data and also the published information from the company websites and the information was interpreted by using Statistical Packages for Social Sciences (SPSS) version 21. The findings on solvency requirement had influence on the financial performance after merger efforts and the overall mean of 3.138 agreed with the statement. The Spearman’s Rho correlation coefficient is 0.674 implying that the variables used in subsequent regression modelling are not similar and thus, there are no multicollinearities. This means that 67.4% of the changes in the financial performance of firms is being affected by the merger process. The regression results indicated that the coefficient is positive (0.79) and the significant levels are less than 0.05 (P-value=0.0033). This indicates that banks engage in various merger activities in order to improve their financial performance. The study concludes that solvency requirements contribute to financial performance of commercial banks in Rwanda. The researcher recommended that banks should engage themselves in merger activities in order to maintain the competition since it got a bigger effect concerning the performance improvements</p> Rwakayigamba Patrick Dr Paul Munene Muiruri Copyright (c) 2021 Journal of Advance Research in Applied Science (ISSN: 2208-2352) https://creativecommons.org/licenses/by-nc-nd/4.0 2021-11-02 2021-11-02 7 10 01 10