Marihot Manurung, Fam Kelvin, and Daniel Hendrawan. “ALTERNATIVE DISPUTE RESOLUTION IN CREDIT AGREEMENTS IN THE BANKING SECTOR”. Journal of Advance Research in Social Science and Humanities (ISSN 2208-2387) 9, no. 9 (September 23, 2023): 39–49. Accessed May 9, 2024. https://nnpub.org/index.php/SSH/article/view/1855.